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Alternative Prime Full Documentation Loan

Alternative documentation is a process designed to expedite loan approval where the lender receives certain documents from the borrower as verification of income.

  • 90% LTV (loan-to-value ratio) jumbo
  • Up to 55% DTI (debt-to-income ratio)
  • Allows asset utilization to supplement income
  • Interest Only available
  • Loan amounts up to $3 million
  • Blended income using non-occupant co-borrowers
  • First time home buyers up to 85% LTV (loan-to-value ratio)
  • Min FICO (credit score) 620
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